In developed countries and many developing ones, there is an accelerated process of change in their demographic profile: declining birth rates, an aging population, increased longevity, and a strong rise in the inactive population are some of the characteristics shared by advanced societies, especially in the Western world, where population pyramids have been narrowing at the base for some time.
In the 21st century, life expectancy has reached levels that would have been unimaginable just a few decades ago. This means that many people live a long time after retirement, so it's crucial to carefully consider what your financial situation will be when you stop working and explore ways to improve it.
Rebalancing an investment portfolio helps investors maintain their desired asset allocation over time.
@MapfreWhen investing, carrying out good fiscal planning is essential to maximize profitability, as it allows for optimizing resources and minimizing the tax burden. In fact, adequate fiscal planning not only ensures compliance with legal regulations but also make it...
@MapfreThe profitability of guaranteed pension plans once again attracts investors' attention. This type of product, characterized by securing the invested capital and offering either a fixed return or one linked to an index, had been overshadowed during periods of...
Planning for retirement is an extremely important task that should be started as early as possible to secure a financially stable future for your later years.
The General Investment Guarantee Fund (Fogain) provides coverage in Spain for money deposited by clients of member investment companies in cases of insolvency. With a limit of 100,000 euros, the instrument has been used in eight different crisis situations since it was founded in 2001. MAPFRE Inversión is now assuming its chairmanship.
Anyone interested in investing should be well-versed in a term that can become their greatest ally: compound interest. This powerful financial tool can help your assets grow over time.
The old saying “don’t put all your eggs in one basket” definitely applies to the world of investment, specifically in relation to what is known as risk diversification. This is an essential concept to understand if you want to create a balanced portfolio that will help you avoid the unpleasant surprises that market volatility can produce.